Q: Who really ends up paying those medical bills? Be alerts for unscrupulous insurance adjusters and their misinformation.
A: It’s a scenario we see all too often: You suffer injuries in a car accident and are then told by the insurance adjuster that the insurer doesn’t have to pay your medical bills because your health insurance policy paid the expenses.
There’s only one problem – it’s just not true. In West Virginia, the person who caused your injuries is responsible for the full amount of your medical expenses. There are at least two good reasons for this rule: (1) the other driver should not get the benefit of the coverage and discounts that you paid for and (2) your health insurance company will require you to repay them at the end of your case.
As we’ve said many times before, insurance adjusters are not on your side. They are trained to use all sorts of tricks and tactics to limit the amount of money paid out on any claims, and they are good at what they do.
If you’ve been in an accident and feel you are being misled by an insurance adjuster, be sure to consult with an experienced personal injury attorney who can help protect your rights.